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5 min read
Adoption and adaptation - future scenarios and business models for financial services
I am fascinated by the adoption of new technologies, especially in financial services, which is where I have spent the vast majority of...

6 min read
BlackRock and the tokenisation of everything
“ETFs are step one in the technological revolution in the financial markets; step two is going to be the tokenization of every financial...


5 min read
Everywhere: tokenisation of everything
Chapter 4 in a series "How to Think About Blockchains". This is the fourth chapter in an ongoing series. The first was about how we think...

8 min read
Money, Money, Money
Chapter 3 in a series "How to Think About Blockchains". The first thing blockchains disrupted was money. Understanding what money is and...


4 min read
New Kid in Town
Chapter 2 in a series "How to Think About Blockchains" On 31st October, 2008, a pseudonymous person calling themself Satoshi Nakamoto...


3 min read
Crypto regulation globally and in SA
One of the common questions about crypto and digital assets relates to the regulation and legality thereof. This is absolutely right - if...


8 min read
DeFi, financial services and changing times
Crypto and DeFi are changing the financial system, but it's a very complicated system, so it's hard to predict how this change will...


8 min read
CBDC and a new paradigm of competition
I have written before about the process of adoption of blockchain technology, and how it needs a combination of domain, or commercial,...


3 min read
It’s not leapfrog: financial services in Africa is a different game altogether
When Europeans and Americans talk about financial services in Africa, the enlightened ones are increasingly coming to realise that they,...
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